ŠKODA vehicles are packed with clever features — and so is our personal finance.
It’s easy to apply for, practical and surprisingly affordable, and best of all, it’s designed with you in mind.
With ŠKODA Financial Services, you can customise your finance to suit your budget, payment cycles and lifestyle, putting you in the driver’s seat.
Now that’s clever thinking.
Personal Finance Products
Finance your on-road costs, insurance and even registration into one easy payment. Or lower your regular repayments by making a deposit (if available).
Choose a repayment term from one to seven years, depending on the finance option you choose.
Pay a deposit upfront (if available) or a balloon/residual payment at the end, reducing your regular repayments.
In most cases, your brand new ŠKODA is the only thing we need to secure your credit contract.
Choose your payment option — weekly, fortnightly or monthly, with convenient payments by BPAY or direct debit.
Enjoy the security of a fixed interest rate, no account-keeping fees, and no unexpected costs.
Whether you’re looking for a Consumer Loan to help you purchase your new ŠKODA outright, or a Novated Lease through your salary package, the choice is yours.
Elegantly simple, a Consumer Loan could be the perfect solution when you want to get on the road sooner rather than later.
Get behind the wheel sooner with a ŠKODA Financial Services Consumer Loan. With 100% finance for approved customers, there’s no waiting while you save for a deposit.
Your interest rate is fixed, so your repayments won’t go up, and you choose the term of your Loan. Plus, you can customise your repayment, with a deposit at the start or balloon payment at the end of your term.
Best of all, once your Loan is paid off, your ŠKODA is all yours.
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If you’re looking to make the most of a salary package, a Novated Lease can put a brand new Skoda in your driveway for less.
A ŠKODA Financial Services Novated Lease can be a great solution for employees and employers alike.
Employees can enjoy the thrill of a brand new ŠKODA as part of their salary package, and take advantage of potential tax benefits. And by including a ŠKODA in their recruitment offer, employers can better attract and retain quality staff.
It’s easier to organise than you probably realise — and it could knock thousands of dollars off the total cost of your vehicle.
With a Novated Lease agreement, ŠKODA Financial Services owns the vehicle, with lease payments made by the employer from their employee’s pre-tax salary throughout the term of the Lease. If the employee changes workplace, they have to make their repayments themselves.
Once the Lease ends, the employee can choose to take a new Lease and upgrade to the latest model ŠKODA.
It’s easy, affordable — and smart.
Finding the right finance solution is about understanding your options — and getting the benefit of sound advice. Our experienced ŠKODA Business Managers will work with you through each step of the process, helping you choose a finance solution to suit your budget, tax position and needs.
And their help doesn't end once you’ve signed your finance contract. They’ll be just a phone call away for the full term of your finance contract, with advice and help that makes owning a ŠKODA even more of a pleasure.
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We could tell you more, but we’d prefer to let our customers recommend us. Here’s what they have to say about ŠKODA Financial Services:
It has been a good experience, quick service and approval, just what I was looking for.
Very good service. Accommodated my requirements.
Very helpful in explaining and getting the finance for the vehicle I wanted.
The process was straight forward with no hassles, and the Assistant Business Manager was efficient and helpful.
A convienient service supplied by courteous professional people selling wonderful innovative motor cars. This our first ŠKODA. It is the best car we have owned
All done through salesman, and excellent. He handled the whole experience from our expression of interest to purchase the specific Roomster, to drive away. It works as advertised which is good.
Finance officer was friendly, very reasonable, receptive and, ultimately, flexible in establishing a finance plan suitable to my expectations.
Explained everything clearly and gave me the time to read the documents properly. Answered all my questions.
ŠKODA Finance was hassle free, and the cheapest comparative option. Excellent.
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